salmon-group · Taguig, National Capital Region
Skills: Python, SQL
Salmon Bank (Rural Bank) Inc., the banking arm of Salmon Group Ltd, is a technology-driven challenger bank in the Philippines operating under a BSP license. We combine the trust of a regulated financial institution with the speed and convenience of a modern banking experience. Here, product, risk, compliance, operations, technology, and customer experience work closely together to build and run a modern bank. We work with fewer layers, close collaboration, and a culture where every voice can make a difference. If you want to build reliable financial systems at speed, take on real operational complexity, and help raise banking standards across the Philippines, come build with us. ABOUT THE ROLE You'll own credit scoring across the full customer lifecycle — from application decisions to behavioral models that drive portfolio profitability. WHAT YOU'LL DO - Build and improve Application and Behavioral Scorecards that drive underwriting and collections decisions across live credit products. - Work within a regulated environment — prepare model documentation and defend modeling decisions to internal governance and external reviewers. - Collaborate with product, analytics, and engineering to translate model outputs into strategy changes and implementation specs. WHAT YOU'LL OWN - Own the full modeling cycle: data exploration, feature design, model build, validation, deployment specs, and post-production monitoring. - Track scorecard quality — AUC, KS, bad rate, stability index — and validate against real portfolio outcomes via NPV and backtesting. - Prepare model documentation and governance artifacts for regulatory review. - Shape credit strategy — your models directly influence approval, pricing, and collection decisions, not just inform them. WHAT MAKES YOU A STRONG FIT - 3+ years of hands-on experience building credit risk models — Application Scorecards and/or Behavioral Scorecards specifically (ECL/IFRS9-only experience does not substitute). - Experience with model…
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